The asking price is where it starts, not where it ends. Notaire fees, agency fees and the yearly running costs decide how much money you really need and what the house costs you each month. Fill in what you know. Everything you don’t know is set to a realistic default you can change.
Prices in euros; check today’s GBP rate. Why the exchange rate matters is explained in the guide.
The purchase
Financing (optional)
French banks lending to non-residents usually ask for a deposit of 15 to 30 percent. By law your total loan repayments may not exceed 35 percent of your income, and the term is capped at 25 years. Very few UK lenders lend on French property; some buyers release equity from their UK home instead. Get advice from a broker who works with non-residents.
Yearly running costs
One-off, at purchase
Yearly running costs
Per month
This calculator stores nothing. The result is an estimate based on what you entered and common defaults, not financial advice. Ask a notaire or mortgage adviser for the final figures.
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